Savings & Checking
Share Draft Account
Keystone Federal Credit Union offers members a Share Draft account (Personal Checking) with no monthly fees, minimum deposits, or account restrictions. No dividends are paid on deposits into this account. The only cost associated with a Keystone Checking account in good standing is the cost of personal checks.
There are no restrictions on check-writing or transactions; methods of deposit include Payroll Deduction, Direct Deposit, mailed deposits, ATM deposits and in-person deposits. Members may access their Share Draft (checking) accounts by writing checks, ATM or debit card withdrawals, ACH, audio response and home banking withdrawals or transfers, and in-person withdrawals.