Individual Retirement Accounts (IRAs)

Keystone Federal Credit Union offers Traditional, Coverdell (for education), and ROTH IRAs, available as IRA share accounts or share certificates. Investments in traditional IRAs can often reduce the member's income for tax purposes. The taxes on IRA earnings are often deferred until funds are withdrawn, and contributions are tax-deductible in some cases. Keystone FCU Share IRAs offer flexible terms and means of deposit, including Payroll Deduction and Direct Deposit. IRA accounts are federally insured for up to $250,000.00. Restrictions and penalties for early withdrawal apply as specified by law (See a Member Service Representative for more information).

Keystone FCU IRAs

  • Traditional IRA Share

  • Traditional IRA Share Certificate

  • ROTH IRA Share

  • ROTH IRA Share Certificate

  • SEP (Simplified Employer Pension Plan)

  • Coverdell Educational Savings Account

  • Coverdell Educational Share Certificate

  • Flexible 18-Month IRA Share Certificate