*APR = Annual Percentage Rate. Rates quoted are an "as low as" rate and are based on creditworthiness of individual applicant with Auto Pay and Payment Protection. Rates subject to change without notice.

**MasterCard APR will revert to the rate in effect at the end of nine (9) billing cycles. Platinum MasterCard APR may vary annually with the market on November 1 based on the Prime Rate as published in the Wall Street Journal "Money Rates" table to which we add a margin. The APR will never be greater than 18.00%. Qualifying AAA credit rates begin at WSJ Prime Rate plus 5.49%.

***APR on HELOC is variable and subject to change quarterly based on the prime rate. The APR will never be greater than 18.00% and the maximum adjustable rate in one quarter is 0.50%. The maximum adjustable rate in one year is 2.00%. Application fee of $200 within Pennsylvania.

Contact the credit union for complete details, rate information, and disclosures.