Essay Contest

Keystone Federal Credit Union awards three scholarships of $1,000, $500, and $250 each year to three high school seniors from Chester or a contiguous county. The scholarships are awarded based on the results of an essay contest. Keystone has been sponsoring the annual contest since 1997.

To be eligible to enter the competition, a student must be a senior at a school within our field of membership or have an account with Keystone FCU. The student must also attend an accredited institution offering a minimum of a two-year degree program in the fall. Keystone FCU's field of membership includes all public schools and selected private schools located in Chester and contiguous counties. Employees and employee's family members of Keystone Federal Credit Union are not eligible to enter the contest.

Essays must address the topic: The importance of Maintaining Good Credit: How Will the Way I Handle My Credit Today Affect My Future? The topic is intended to motivate graduating students to start thinking about the importance of decisions they will soon make regarding personal credit. The Credit Union has suggested that students interview adult relatives and friends and ask them a good credit history has helped them, or perhaps how a bad credit history has hurt them. Keystone also suggests research using multiple sources, which may include the internet, newspapers, magazines, and consumer credit councils.

The contest runs from February 1st through the beginning of April each year. The exact deadline is released on January 31st of each year. Essays must be 300 to 500 words in length and must be typewritten. Essays can be either mailed or hand-delivered to:

Keystone FCU
1052 Andrew Dr.
West Chester, PA 19380
Keystone FCU
370 W. Uwchlan Ave.
Downingtown, PA 19335
Keystone FCU
811 Gap Newport Pike
Avondale, PA 19311

Each essay must include an Official Cover Sheet and Disclaimer, which is available through the guidance office of all eligible high schools and on the Keystone FCU website.

For additional information and copies of the official contest instructions, students are urged to contact their guidance office or visit Keystone's website at